For many people using debit cards on a daily basis has become the norm. A debit card is convenient, handy and keeps your cash safe. However, cards also tend to cause overspending.
How? Well, with cash when the last dollar is spent the shopping trip is over. With a credit or debit card you don’t really have anything to stop you from continuing to spend. Of course, you do have a limit (either your credit card limit or the amount in your bank account) but the temptation to spend outside of your personal spending budget is very strong.